OnlyFans Take: How Much Creators Really Keep

💡 What’s the real question creators are asking?

If you’re making (or thinking about making) money on OnlyFans, the first thing you want to know is blunt and practical: how much of what fans pay actually lands in your bank? Creators get pitched “keep 80%” like it’s gospel, but behind that number are platform fees, payment-processing takes, chargebacks, taxes, and the real-world grind of content, promos, and DMs. You deserve a no-fluff view that uses actual numbers — not hype.

This piece digs into the data reported for the fiscal year ending Nov. 30, 2024, explains the 20% platform cut in context, breaks down payouts vs. gross fan spend, and flags what those owner dividends and cash balances mean for creators’ bargaining power. I’ll also drop practical tips you can use to keep more of what you earn, and a quick privacy tool tip for creators who want fewer headaches managing geo-blocks or quirks in payment routes.

Quick preview: OnlyFans reported $7.2 billion in fan spending and paid out $5.8 billion to creators in that fiscal year — creators keep roughly 80% on average, and OnlyFans’ reported revenue was about $1.41 billion. Those headline numbers matter because they show both scale and what the platform actually takes when everything’s added up [Business Insider, 2025-08-22] and how company payouts and owner dividends are stacking up [Yahoo, 2025-08-23].

📊 FY24 OnlyFans snapshot (numbers you can actually use)

What this shows: creators collectively earned roughly $5.8B out of $7.2B in fan spending for FY24, which aligns with the widely cited 80/20 split (creators ~80%, platform ~20%). That 20% is OnlyFans’ cut after you account for processing fees and platform operations, and it equals about $1.41B in reported revenue for the period. The platform’s cash balance ($808M) and the reported dividend payout to owner Leonid Radvinsky (around $700M) underscore how profitable the business is while still sending a large share to creators [Forbes, 2025-08-22].

Bottom line from the numbers: the 80% figure is real at scale, but it’s an average — your personal take-home will be affected by payment processing fees, refunds and chargebacks, taxes, and the way you price/discount content.

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💡 What the numbers actually mean for creators (and what they don’t tell you)

OK — we just saw the headline math. Now let’s get gritty. First: the 80/20 split is an average, not a guarantee for every payout. Creators “keep 80%” in the sense that, on aggregate, 80% of what fans pay after transaction fees is sent to creators. But real creators pay in ways that lower that net:

• Payment-processing fees: card networks and third-party processors take a cut before the platform’s split — that’s often baked into the 20%-ish cost base.
• Payout timing and cash flow: OnlyFans issues payouts on schedules that may affect freelancers needing weekly cash. Cash flow matters more than headline percentages.
• Refunds, chargebacks and disputes: creators eat these costs indirectly — lots of micro-refunds can erode take-home.
• Platform tools and promos: OnlyFans’ promotional features and discovery tools can drive earnings up, but platform promos can also increase refunds if experiments fail.

Now the good part: growth is real. OnlyFans handled $7.2B in fan spend and still paid creators $5.8B — that growth helped scale creator incomes even as the company generated strong revenue and dividends for its owner [Yahoo, 2025-08-23]. Platform size means more potential customers for creators who know how to market themselves.

Practical moves creators can make right now:

• Price smart: tiered subscriptions, bundles, and time-limited offers raise ARPU (average revenue per user).
• Diversify income: use tips, PPV messages, and external revenue (merch, custom content orders).
• Protect cash flow: schedule regular payouts, set aside a % for refunds/taxes.
• Learn the terms: watch how OnlyFans updates payout terms, fees and payment partners — company policy tweaks can hit revenue quickly.

Prediction: as platforms mature, creators who mix good content with off-platform funnels (email lists, private Discords, link-in-bio CTAs) will outperform those who rely only on organic discoverability inside a single app.

🙋 Frequently Asked Questions

❓ How much does OnlyFans take per sale?

💬 OnlyFans’ headline is about a 20% cut — creators receive roughly 80% of fan payments on average. But that’s an aggregate number: processing fees, chargebacks, taxes, and promo mechanics can make your real take-home lower.

🛠️ Why did the owner get such a massive dividend in 2024?

💬 Public filings show large dividends (reported around $700M) tied to profitability and possible sale discussions. That’s corporate-level money, separate from creator payouts — and it signals the platform’s strong cash generation and investor interest.

🧠 Should I switch platforms or stay on OnlyFans?

💬 Depends. If you’re growing and converting fans on OnlyFans, diversify but don’t abandon ship. Use multiple platforms, sell exclusive content off-platform, and keep a direct line to fans (email or private community). Scale safely — diversification reduces platform risk.

🧩 Final Thoughts…

OnlyFans’ numbers for 2024 validate the 80/20 story: the platform is big, creators are earning billions collectively, and the company is profitable. But averages hide friction — payment fees, refunds, and taxes mean that what you actually keep varies. Play the long game: optimize pricing, diversify revenue, and treat platform earnings as one slice of a broader creator business.

📚 Further Reading

Here are 3 recent articles that give more context to this topic — all selected from verified sources. Feel free to explore 👇

🔸 OnlyFans owner paid £522m in dividends
🗞️ Source: This is Money – 📅 2025-08-23
🔗 Read Article

🔸 OnlyFans Model Kylie Page’s Cause of Death Revealed
🗞️ Source: E! Online – 📅 2025-08-22
🔗 Read Article

🔸 La cruzada de Cecilia Sopeña para borrar su huella digital en Onlyfans
🗞️ Source: La Vanguardia – 📅 2025-08-23
🔗 Read Article

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📌 Disclaimer

This post blends publicly available information with a touch of AI assistance. It’s meant for sharing and discussion purposes only — not all details are officially verified. Please take it with a grain of salt and double-check when needed.