Creators vs. Fees: What Every OnlyFans Star Needs to Know to Keep More Cash

💡 Real Talk: Why OnlyFans Creator Fees Matter More Than Ever

Let’s get honest — if you’re hustling on OnlyFans (or even just thinking about it), you’ve probably heard a million hot takes about “easy money.” But here’s the kicker: almost nobody talks about how much of your cash actually stays in your pocket versus what gets zipped away by the platform. And in 2025, with the creator economy booming, those fees can make or break your whole vibe.

Lately, the OnlyFans scene in the United States has gotten wild. From tennis pros like Pedro Martínez dropping exclusive behind-the-scenes content to viral drama over bans and platform shakeups, everyone’s asking: “Is it still worth it?” [Us Magazine, 2025-06-20] But it’s not just about who’s trending — it’s about what you actually keep after the platform takes its slice.

Here’s the cold, hard truth: OnlyFans charges a flat 20% fee on all your earnings. That means if you’re pulling in $1,000 a month, you’re giving $200 right back to the mothership — before taxes, before bank fees, before you even buy that new ring light. And if you’re not in the top 1%? Yeah, it stings even more. With new platforms like Fansly gunning for a piece of the pie, creators everywhere are starting to ask: “Is there a smarter way to keep more of what I earn?”

Stick around — because we’re breaking down the real numbers, the sneaky platform cuts, and the moves you can make to stay ahead.

📊 OnlyFans vs. Fansly Creator Fees: Who Takes the Biggest Cut?

Here’s what the numbers really say: OnlyFans and Fansly both take a 20% cut, which is honestly the industry standard for adult and non-adult creator platforms. The payout minimum is the same — $20 before you can cash out. But where it gets spicy is in the perks and pain points. OnlyFans still has the biggest global audience, meaning more eyeballs (and maybe more money) if you hit it big. But their content rules are strict and bans can come fast, as seen with models like Bonnie Blue [Us Magazine, 2025-06-24].

Fansly, on the flip, is catching up fast in the US. Their approval process is less of a headache, and they let you get creative with more pay-per-view (PPV) options. So, while the fee is the same, some creators find they make more net because they can unlock more ways for fans to spend. But hey, the average across platforms doesn’t change much: if you’re making bank, you’re still giving up about a fifth of every dollar to the house.

Bottom line? Don’t let the “20%” fool you into thinking all platforms are equal. Community, rules, and what you can actually sell without risking your account can totally shift your take-home pay.

💡 The Real Impact: What Creators Are Saying (and Doing) About Fees

Let’s keep it real — that 20% fee is just the start of the story. For most OnlyFans creators in the US, the hustle is way tougher than TikTok makes it look. Sure, the top 0.1% rake in most of the dollars (no surprise there), but over 95% of creators are grinding for every sub, every tip, every unlock. In fact, a recent data study found the average OnlyFans model pulls in just $2.06 per subscriber, and a whopping 96% of subs don’t spend anything extra at all.

So, what’s the move? Well, a ton of creators are getting strategic. Those who’ve been banned or burned by OnlyFans’ sudden rule changes (like Bonnie Blue, who made headlines after her account was permanently taken down) are spreading out to platforms like Fansly or even building their own sites [Vulture, 2025-06-14]. Some go hybrid — using OnlyFans for the massive reach, but testing Fansly for new features and less drama.

Meanwhile, public opinion is shifting. More fans are starting to realize creators don’t pocket every dollar they spend. There’s buzz about “tipping culture” — with some creators openly telling fans, “Hey, if you love my work, tip instead of just subbing, because OnlyFans takes a chunk.” On Reddit and Twitter, you’ll see people comparing notes on which platform treats creators best, and even calling out the big dogs when fees feel unfair.

What’s next? Don’t be shocked if we see more big names — athletes, influencers, even fashion icons like Rick Owens — jumping into the direct-to-fan game, bringing their clout and demanding better splits. When tennis stars and supermodels are joining, the fee conversation isn’t just for adult creators anymore. Everyone wants a bigger bite of what they earned.

🙋 Frequently Asked Questions

❓ How much does OnlyFans actually take from creators?

💬 OnlyFans takes a 20% cut of everything you earn — that means for every $100 a fan spends, you pocket $80. The rest? Straight to the platform. It’s the same for subscriptions, tips, and pay-per-view messages, so always factor in that 20% fee when you set your prices.

🛠️ Are there extra hidden fees or payout issues on OnlyFans?

💬 Not really ‘hidden,’ but keep an eye on currency conversion if you’re outside the US, and know there’s a $20 payout minimum. Also, chargebacks or refunds can sting — those come out of your earnings. Always check your payment settings and bank fees too, just to be safe!

🧠 Is switching to other platforms like Fansly better for my bottom line?

💬 Fansly takes the same 20% as OnlyFans, but offers a few more content types, less strict approval, and sometimes faster payout options. Some creators use both to diversify risk and income, especially after high-profile bans or drama. Always read the fine print and test what works for your fans!

🧩 Final Thoughts…

Here’s the straight-up takeaway: fees matter, but they aren’t the only thing. Whether you’re just starting on OnlyFans, eyeing Fansly, or building your own site, always know what slice the platform takes and what you get in return. The real winners? Creators who treat this like a business, diversify their income streams, and keep their fans in the loop about where their money really goes.

Don’t let platform drama, bans, or changing rules catch you off guard. Stay scrappy, stay smart, and always fight for your fair share. The creator economy is only getting bigger — make sure you’re cashing in, not just cashing out.

📚 Further Reading

Here are 3 recent articles that give more context to this topic — all selected from verified sources. Feel free to explore 👇

🔸 The OnlyFans Stars Sleeping With Hundreds of Men a Day
🗞️ Source: Vulture – 📅 2025-06-14
🔗 Read Article

🔸 Tennis Pro Pedro Martínez Joins OnlyFans To Share His ‘More Personal Side’ With Fans
🗞️ Source: Us Magazine – 📅 2025-06-20
🔗 Read Article

🔸 Bonnie Blue After OnlyFans Permanent Ban and ‘Petting Zoo’ Event Cancellation: What’s Next (Exclusive)
🗞️ Source: Us Magazine – 📅 2025-06-24
🔗 Read Article

😅 A Quick Shameless Plug (Hope You Don’t Mind)

If you’re creating on OnlyFans, Fansly, or similar platforms — don’t let your content go unnoticed.

🔥 Join Top10Fans — the global ranking hub built to spotlight creators like YOU.

✅ Ranked by region & category

✅ Trusted by fans in 100+ countries

🎁 Limited-Time Offer: Get 1 month of FREE homepage promotion when you join now!

📌 Disclaimer

This post blends publicly available information with a touch of AI assistance. It’s meant for sharing and discussion purposes only — not all details are officially verified. Please take it with a grain of salt and double-check when needed.